BALAGERIA CENTRAL CO-OPERATIVE BANK LTD.
বলাগেড়িয়া সেন্ট্রাল কো-অপারেটিভ ব্যাঙ্ক লিঃ
✦ Journey Since 1926 ✦
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| Category & Loan Scheme | Existing Lending Rates | Revised Lending Rates | ||
|---|---|---|---|---|
| Bank to Coop. Societies | Coop. Societies to Members / Individual | Bank to Coop. Societies | Final Borrower Rate | |
| Farm Loan ST SAO (KCC) Loan | 5.00% | 5.00% | 5.00% | 7.00% |
| Farm Loan SHG Cash Credit (Subsidized) | 7.00% | 7.00% | 4.00% | 7.00% |
| Farm Loan Farm Mechanization / Tractor Loan | 10.50% | 10.50% | 9.50% | 11.00% |
| Non-Farm Micro / Rural Enterprise Loan | 11.00% | 11.00% | 10.00% | 11.50% |
| Non-Farm MSME Term Loan / Cash Credit | 11.50% | 11.50% | 10.50% | 12.00% |
| Retail Housing Loan (Home Purchase / Construction) | 9.25% | 9.25% | N/A | 8.85% |
| Retail Two-Wheeler / Four-Wheeler Vehicle Loan | 10.25% | 10.25% | N/A | 9.75% |
| Retail Personal Loan / Consumer Credit | 12.50% | 12.50% | N/A | 12.00% |
| Retail Gold Loan (Jewel Loan Against Ornaments) | 9.00% | 9.00% | N/A | 8.50% |
| Retail Loan Against Fixed Deposits (LAD) | Dep Rate + 1.5% | Dep Rate + 1.5% | N/A | Rate + 1.5% |