BALAGERIA CENTRAL CO-OPERATIVE BANK LTD.

বলাগেড়িয়া সেন্ট্রাল কো-অপারেটিভ ব্যাঙ্ক লিঃ
✦ Journey Since 1926 ✦
🔒 Securing Encrypted Banking Portal...
Reg. under W.B. Co-operative Societies Act, 1940 Call: 03220-254421 / 255097 Mon-Sat: 10AM - 5PM | Sunday Banking at Contai
Celebrating 100 Years - Balageria Central Co-Operative Bank Ltd.
🛡️
DICGC Insured Deposits safe up to ₹5 Lakh
LATEST UPDATES
💳 Debit Card Facility: RuPay Debit Card services now active across all branches! Read Customer Notice → • 📢 Positive Pay System (CPPS): Mandatory for all CTS clearing cheques above ₹50,000/-. Please submit cheque details in advance. • 📈 Revised Fixed Deposit Rates: Senior citizens earn up to 7.00% p.a. on term deposits! Visit your nearest branch today. • 🏢 Sunday Banking: Contai Main & Evening branches are open every Sunday from 10:00 AM to 02:00 PM. • 📝 Procurement Tender: Tender Notice for printer repairing peripherals & spare parts now published. Check Tenders page.
CO-OPERATIVE BANKING EXCELLENCE Estd. 1926 • Purba Medinipur

Empowering Generations with Trust, Security & Prosperity

As the leading Central Financing Agency of Purba Medinipur, Balageria Central Co-Operative Bank Ltd. provides comprehensive agricultural finance, attractive fixed deposit schemes, SHG empowerment, and cutting-edge CBS banking solutions.

100
Years of Banking Heritage
Serving communities since 1926
12
Full-Service Branches
Across Purba & Paschim Medinipur
300+
Affiliated PACS Societies
Empowering grassroots agriculture
₹5 Lakh
DICGC Deposit Insurance
Complete security for your savings
SPECIAL HIGHLIGHTS & AWARENESS

Initiatives, Events & Public Financial Literacy

Important customer advisories, RBI awareness campaigns, and community banking milestones from Balageria Bank.

Inauguration 🏛️ Bank Heritage
Digital Payment 📱 Digital Banking (RBI)
ATM Security 🛡️ ATM & PIN Protection
Financial Literacy 💡 Financial Literacy
DICGC Registration 🛡️ DICGC QR Verification
RuPay Offers 💳 RuPay Card Offers
Inauguration 🏛️ Bank Heritage
Digital Payment 📱 Digital Banking (RBI)
ATM Security 🛡️ ATM & PIN Protection
Financial Literacy 💡 Financial Literacy
DICGC Registration 🛡️ DICGC QR Verification
RuPay Offers 💳 RuPay Card Offers
Shri Suprakash Giri - Chairman
🏛️ CHAIRMAN

Shri Suprakash Giri

CHAIRMAN

Balageria Central Co-Operative Bank Ltd.

"Setting High Standards in Co-Operative Banking Operations"

"Balageria Central Co-operative Bank Ltd. is a central financing agency of affiliated co-operative societies in Purba Medinipur District, popularly known as 'BALAGERIA BANK'. Since our inception in 1926, we have diversified into agricultural credit, weavers, fisheries, SHGs, and modern commercial banking. Our depositors and members are our core strength, and we strive to fulfill our commitments towards individual customers and the cooperative society at large."
Best Performance Award 1999 presented by Prime Minister Atal Bihari Vajpayee
Historic Moment: Hon’ble Prime Minister of India Shri Atal Bihari Vajpayee presenting The Best Performance Award to Sri Samares Das, Chairman of Balageria Central Co-operative Bank Ltd. on 7th May 1999 at Vigyan Bhaban, New Delhi during the NABARD National Award Ceremony.
🏆 Prestigious National Recognition • NABARD

Best Performance Award 1999

A benchmark milestone in the glorious journey of Balageria Central Co-Operative Bank Ltd. Recognised at the highest national level for financial discipline, rural empowerment, and stellar cooperative performance.

  • ⭐ Presented by Prime Minister: Conferred personally by Hon'ble Prime Minister Shri Atal Bihari Vajpayee.
  • ⭐ Excellence in Rural Credit: Honored for groundbreaking farmer support, SHG linkage, and cooperative deposit mobilization.
  • ⭐ 10 Decades of Trust (Centenary): Building on our historic foundation since 1926 to deliver modern, secure digital cooperative banking.
View All Bank Milestones About Our Heritage
OUR OFFERINGS

Comprehensive Financial Solutions for Every Need

Tailored products designed to nurture your personal savings, agricultural ventures, and business expansion.

POPULAR
💳

Savings Bank Account

Convenient everyday banking with passbook, cheque book, SMS alerts, and attractive interest calculated on daily balances.

  • ✓ Zero hidden maintenance charges
  • ✓ RuPay Debit Card enabled
  • ✓ Inter-branch cash withdrawal & deposit
Explore Scheme →
GROWTH
🗓️

Recurring Deposit (RD)

Systematic monthly savings plan tailored to help salaried individuals and small traders build significant wealth.

  • ✓ Monthly deposits starting from ₹100/-
  • ✓ Compounded quarterly returns
  • ✓ Standing instruction auto-debit facility
Explore Scheme →
PENSIONERS
💵

Monthly Income Scheme (MIS)

Lump-sum deposit providing guaranteed monthly interest payouts directly credited to your savings account.

  • ✓ Regular steady monthly earnings
  • ✓ Ideal for retirees and senior citizens
  • ✓ Safe investment backed by cooperative trust
Explore Scheme →
PRIORITY
🌾

Kisan Credit Card (KCC)

Timely credit support to farmers for crop production, fertilizer purchase, harvest expenses, and farm maintenance.

  • ✓ Concessional rate of interest (5.00%)
  • ✓ Simple documentation through PACS
  • ✓ Flexible revolving credit limit
View Details →
WOMEN EMPOWERMENT
🤝

SHG Credit Linkage

Dedicated collateral-free credit lines for Self Help Groups (SHGs) under Anandadhara / NRLM to foster rural livelihoods.

  • ✓ Subsidized 7.00% interest rate
  • ✓ Empowering women micro-entrepreneurs
  • ✓ Easy group repayment mechanisms
View Details →
DREAM HOME
🏠

Housing Loan

Affordable financing for purchasing land, constructing a new residential home, or renovating your existing family home.

  • ✓ Competitive interest rates from 8.85%
  • ✓ Repayment tenure up to 15-20 years
  • ✓ Transparent terms & zero hidden charges
View Details →
PERSONAL
🚗

Vehicle & Personal Loans

Hassle-free loan schemes for two-wheelers, four-wheelers, consumer durables, and emergency family needs.

  • ✓ Fast processing and disbursement
  • ✓ Flexible EMI tenure choices
  • ✓ Minimal documentation requirement
View Details →
NATIONAL
⚡

RTGS & NEFT

Instant nationwide inter-bank electronic fund transfer directly through RBI payment gateway with sub-membership IFSC.

Read More →
24x7 CASH
🏧

RuPay ATM Network

Nationwide interoperable ATM card facility usable across all bank ATMs in India for cash withdrawal and balance inquiries.

Read More →
SECURITY
🔐

Safe Deposit Lockers

State-of-the-art secure strong-room lockers available in multiple sizes at key commercial branches for your gold & papers.

Read More →
DIRECT BENEFIT
📲

DBTL & Aadhaar Linkage

Seamless seeding of Aadhaar numbers for receiving direct government subsidies (LPG DBTL, Krishak Bandhu, Lakshmir Bhandar).

Read More →
LATEST INTEREST RATES

Grow Your Hard-Earned Wealth with High-Yield Deposits

Our revised interest rate structure offers market-leading returns with total capital safety insured by DICGC. Senior citizens enjoy an additional interest bonus across all standard tenures.

Fixed Deposit Interest Rate Highlights

W.E.F. 05/12/2022
Tenure Period General Public Senior Citizen
46 - 90 Days 4.50% 4.50%
91 - 180 Days 5.25% 5.25%
181 - 364 Days 5.75% 6.00%
1 Year to < 2 Years 6.50% 7.00%
2 Years to < 3 Years 6.50% 7.00%
REAL-TIME BANK UPDATES

Official Circulars, Notices & Active Tenders

Real-time statutory notifications, procurement tenders, and public bank advisories from Balageria Bank.

📢

Official Notices & Circulars

10 Apr 2024 Compliance & KYC 📌 PINNED

Customer Advisory: Periodic Re-KYC Updation for Inoperative Accounts

In pursuance of the Master Directions on KYC issued by the Reserve Bank of India (RBI), all account holders whose accounts have remained ina...

Read Notice Details →
01 Jan 2023 Regulatory 📌 PINNED

Mandatory Implementation of Centralised Positive Pay System (CPPS) for Cheques Rs. 50,000/- & Above

In accordance with Reserve Bank of India circular DPSS.CO.RPPD.No.309/04.07.005/2020-21, all customers issuing cheques of Rs. 50,000/- and a...

Read Notice Details →
05 Dec 2022 Interest Rates 📌 PINNED

Revision of Deposit Interest Rates with effect from 05/12/2022

The Board of Directors of Balageria Central Co-operative Bank Ltd. has approved revised term deposit interest rates offering attractive retu...

Read Notice Details →
02 Oct 2026 General

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Read Notice Details →
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📝

Tenders & Procurement RFPs

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Published: 02 Oct 2026 Closing: 23 Oct 2026

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View Tender RFP & Details →
📲

Get SMS Alert For Balance Enquiry

Please contact your nearest Branch for activation of SMS alert. And after activation just give a missed call to 7290068080

📞 7290068080
CENTRAL HEADQUARTERS

Find Us on Google Map

Visit Balageria Central Co-Operative Bank Head Office located centrally in Saraswatitala, Contai.

📍 Address: Saraswatitala, P.O. Contai, Purba Medinipur, WB - 721401
🕒 Working Hours: Mon - Sat: 10:00 AM – 5:00 PM (2nd & 4th Sat Holiday)
📞 Telephone: (03220) 254421 / 255097
Open in Google Maps App ↗ All 12 Branches Locator
CONVENIENT ACCESS • 12 BRANCH NETWORK

Find Your Nearest
BCCB Branch or ATM

With 12 strategically located branches in Contai, Egra, Digha, Ramnagar, Bajkul, Belda, Khejuri, Bhupatinagar, Satmile, and Maldaha, personalized cooperative banking is always near you.

🏛️ 1 Head Office
📍 12 Branches
🏧 24x7 RuPay ATMs
⚡ RTGS / NEFT / IMPS